Thanks to the lady at Starbucks for her random act of kindness

I ordered my coffee and discovered that my Starbucks card had only $1.68 on it, I had no cash, my son had my credit card and that Harris Teeter has no ATM. Embarrassed I stepped away to try to activate a backup card by telephone but since it had been too long, I was told “You have to see your financial institution!” Now what?